Quicksilver by Hermes Funding
Fast working capital when timing matters
Facilities from $50,000 to $250,000
A lot of businesses don’t have a profitability problem.
They have a timing problem.
Supplier payments fall due. Inventory opportunities appear. Wages need to be covered. Customers pay late. The business is performing, but cash flow timing doesn’t always cooperate.
And in many cases, traditional lenders simply can’t move quickly enough.
That’s where Quicksilver fits.
Quicksilver is Hermes Capital’s short-term working capital solution designed for SMEs that need fast, commercially structured funding without lengthy bank processes or unnecessary complexity.
Built for trading businesses with active cash flow, Quicksilver provides practical access to working capital when speed and execution matter most.
What will my weekly repayments be?
Quicksilver uses a simple fixed repayment structure, so you’ll know exactly what needs to be repaid each week.
Quicksilver Repayment Calculator
Quicksilver is designed to be simple and transparent.
Facilities $50,000–$250,000 | 16 Years Experience | Australian Owned | Fast Commercial Assessment
Is This You?
- Struggling to cover wages or super this month?
- Waiting for customers to pay while suppliers want payment now?
- Managing an unexpected ATO payment?
- Feeling the impact of rising fuel, labour or operating costs?
- Need working capital to take on a new contract or growth opportunity?
If so, Quicksilver may help.
How Businesses Use Quicksilver
- Working capital for supplier payments
- Help managing short-term cash flow pressure
- Funding to manage wages, super or ATO obligations
- Support for growth opportunities
- Fast access to capital when timing matters
Why Businesses Choose Quicksilver
- Facilities from $50,000 to $250,000
- Fast approvals and streamlined assessment
- Fixed weekly repayments with no surprises
- Short-term facilities up to 26 weeks
- No lengthy bank approval process
- Commercial assessment, not just automated scoring
- Designed for active trading businesses
- Fast funding turnaround
Cash flow pressure doesn’t always mean there’s a problem with the business. Sometimes it’s simply a timing issue.
How Quicksilver Works
1. Initial Assessment
Hermes reviews the business, trading activity, cash flow position and repayment capacity.
2. Facility Structuring
A short-term working capital facility is structured with fixed weekly repayments.
3. Fast Credit Process
Applications are reviewed through a streamlined commercial assessment process focused on practical business realities.
4. Funding
Once approved, funds are advanced quickly to support immediate business requirements.
Case Study – Wholesale Business Managing Seasonal Inventory Purchases
Scenario:
A wholesale distribution business required urgent working capital to secure additional inventory ahead of a peak trading period.
The opportunity was commercially sound, but the client’s bank was unable to move within the required timeframe due to internal approval delays and policy constraints.
Without immediate funding, the business risked missing supplier opportunities and losing sales during its busiest trading cycle.
Solution:
Hermes structured a Quicksilver facility over a 26-week repayment term with fixed weekly repayments. The streamlined assessment and funding process allowed the business to access capital quickly and secure inventory ahead of the peak season.
Outcome:
The business successfully increased inventory levels, captured additional sales, and maintained supplier relationships without disruption to operations.
Why Businesses Choose Hermes
16 Years of Commercial Finance Experience
Hermes Capital has been helping Australian businesses access funding solutions for more than 16 years. We understand the realities of running a business and the challenges that come with managing cash flow, growth and unexpected financial pressure.
Commercial Assessment, Not Just Algorithms
Every business is different. That's why we look beyond automated credit scores and assess the broader commercial picture, including cash flow, trading activity and repayment capacity.
Fast Decisions When Timing Matters
Opportunities don't wait. Neither do wages, suppliers or the ATO. Our streamlined assessment process is designed to deliver decisions quickly when funding is needed most.
Clear Repayments
Quicksilver is designed to be simple. Fixed weekly repayments mean you know exactly what is being repaid and when, helping you manage cash flow with greater confidence.
Built for Real Business Situations
Whether you're managing supplier payments, covering wages, dealing with tax obligations or responding to rising operating costs, Quicksilver is designed to help businesses navigate short-term cash flow pressure and keep moving forward.
A Relationship, Not Just a Transaction
Many businesses first engage with Hermes through a short-term working capital facility and continue working with us as their funding needs evolve. Our focus is on supporting businesses for the long term, not simply funding a single transaction.
Trusted by Australian businesses and advisers since 2010.
What We Look For
Quicksilver is designed for active trading businesses with genuine cash flow and the capacity to comfortably meet repayments.
When assessing an application, Hermes typically considers:
- Trading history
- Business cash flow
- Revenue consistency
- Repayment capacity
- Overall commercial circumstances
Ready to Discuss Quicksilver?
Call (02) 9690 0611
Email admin@hermescapital.com.au