BridgingPlus Loan

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 The Hermes Capital BridgingPlus Loan is a flexible, short-term financing solution designed specifically for SMEs in special situations.

Whether your clients need to bridge a gap until an asset sale, manage operations while awaiting payment, or address unexpected expenses, BridgingPlus provides the tailored support they need.

With features like interest-only payments, event-triggered repayments, and quick access to funds, BridgingPlus adapts to meet unique business challenges with speed and precision.

What options are available to tailor the loan to my client’s circumstances?

  • Flexible Repayment Options: Choose from interest-only payments, capitalised interest, or convert the loan into a term loan if repayment timelines are extended.
  • Revolving Credit Component: Borrowers can redraw funds within an approved limit during the loan term for ongoing flexibility.
  • Event-Triggered Repayment: Partial or full repayment can be tied to predictable events, such as asset sales, contract completions, or settlements.
  • Tailored Repayments: Repayments can be structured to match seasonal or fluctuating cash flow patterns.
  • Option to Convert to Term Loan: If repayment timelines extend beyond expectations or circumstances change, the bridging loan can be seamlessly converted into a term loan, providing clients with structured, longer-term repayment flexibility.

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Will my client qualify?

To qualify for the BridgingPlus Loan, your client must:

  • Provide adequate security, such as:
    • Property (including second mortgages).
    • Unencumbered plant and equipment (subject to qualification).
    • Accounts receivable.
  • Demonstrate a viable exit strategy.
  • Require funding within the $200,000 to $10,000,000 range.

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I have a potential client — what are the steps from here?

  1. Contact Hermes Capital: Share details about your client’s situation with our team. 
  2. Quick Assessment: For qualifying applicants, we will issue an approval and term sheet within 24 hours of loan submission.
  3. Documentation and Due Diligence: Once your client accepts the term sheet, the loan moves to documentation and due diligence (eg valuations).
  4. Fast Funding: Funds are typically disbursed within 7 days of term sheet acceptance, ensuring your client gets the support they need when it matters most.

For more information or to discuss a specific client scenario, contact us today.

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The Hermes Capital BridgingPlus Loan is here to help your clients overcome
short-term financial challenges and prepare for long-term success.